California Asset Protection Structure Assessment

California law reviewed August 10, 2026. No entity or trust makes assets judgment-proof. California law preserves liability for personal guarantees, one’s own tortious conduct, alter ego circumstances, and voidable transfers. A revocable trust is primarily an estate-planning tool, not a shield from the settlor’s creditors. California also generally does not enforce a self-settled spendthrift restraint against the settlor’s own creditors, and using an out-of-state entity or trust does not automatically displace California law. This assessment is educational only.