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Fraud and identity theft
Words to know
- Credit freeze
- A free block that stops new credit from being opened in a person’s name until they lift it.
- Fraud alert
- A notice on a credit file asking lenders to verify identity before opening credit.
- Home solicitation contract
- A contract signed at home after a seller’s visit, which carries cancellation rights.
- Restitution
- In lemon law, a refund of what was paid, minus an offset for use.
- Song-Beverly Act
- California’s consumer warranty law, which includes the lemon law.