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Vehicle collisions
Words to know
- Adjuster
- The insurance company employee who evaluates a claim.
- Comparative fault
- California’s rule that reduces recovery by each person’s share of fault.
- Damages
- Money awarded for losses, such as medical bills, lost wages, and pain and suffering.
- Negligence
- Failing to use reasonable care, which causes harm to someone else.
- Release
- A signed document ending a claim, usually in exchange for a settlement payment.
- SR-1
- The DMV’s Report of Traffic Accident Occurring in California.
- Uninsured motorist coverage
- Insurance that pays when the at-fault driver has no insurance or not enough.